{"id":43083,"date":"2025-02-11T09:34:11","date_gmt":"2025-02-11T04:04:11","guid":{"rendered":"https:\/\/www.iquanta.in\/blog\/?p=43083"},"modified":"2025-02-11T09:34:15","modified_gmt":"2025-02-11T04:04:15","slug":"mba-salary-ctc-vs-inhand-salary-as-per-new-tax-regime","status":"publish","type":"post","link":"https:\/\/www.iquanta.in\/blog\/mba-salary-ctc-vs-inhand-salary-as-per-new-tax-regime\/","title":{"rendered":"MBA\u00a0 Salary &#8211; CTC vs Inhand Salary As Per New Tax Regime"},"content":{"rendered":"\n<p>One of the primary reasons to do an MBA is to get a job with a high salary. MBA average salary ranges between Rs 8 lakhs to Rs 35 lakhs depending on the b-school one has pursued the degree from. Talking about salary, two most common terms that we come across is CTC and in hand salary. Employee\u2019s in hand salary is less when compared to the promised CTC and hence knowing the difference between the in hand salary and CTC is quite important for all of us. This will also help you to negotiate with the salary package or the CTC that you get in the future. As per the new tax regime there is no income tax upto Rs 12 lakhs. This is a common confusion whether you fall in the tax bracket or not. Post the buzz of the Union Budget 2025 one must be curious to know at what CTC would you get the exact in hand salary and here is the detailed information about CTC vs Inhand salary as per new tax regime.<\/p>\n\n\n<span style=\"--tl-form-height-m:69.7656px;--tl-form-height-t:127.219px;--tl-form-height-d:127.219px;\" class=\"tl-placeholder-f-type-shortcode_32430 tl-preload-form\"><span><\/span><\/span>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_77 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.iquanta.in\/blog\/mba-salary-ctc-vs-inhand-salary-as-per-new-tax-regime\/#What_is_In_Hand_Salary\" >What is In Hand Salary?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.iquanta.in\/blog\/mba-salary-ctc-vs-inhand-salary-as-per-new-tax-regime\/#What_is_CTC\" >What is CTC?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.iquanta.in\/blog\/mba-salary-ctc-vs-inhand-salary-as-per-new-tax-regime\/#Difference_Between_CTC_and_In_Hand_Salary\" >Difference Between CTC and In Hand Salary<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.iquanta.in\/blog\/mba-salary-ctc-vs-inhand-salary-as-per-new-tax-regime\/#Join_the_Largest_CAT_Preparation_Community_in_India\" >Join the Largest CAT Preparation Community in India<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.iquanta.in\/blog\/mba-salary-ctc-vs-inhand-salary-as-per-new-tax-regime\/#CTC_vs_Inhand_Salary_As_Per_Old_Tax_Regime\" >CTC vs Inhand Salary As Per Old Tax Regime<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.iquanta.in\/blog\/mba-salary-ctc-vs-inhand-salary-as-per-new-tax-regime\/#CTC_vs_Inhand_Salary_As_Per_New_Tax_Regime\" >CTC vs Inhand Salary As Per New Tax Regime<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\" id=\"h-what-is-in-hand-salary\"><span class=\"ez-toc-section\" id=\"What_is_In_Hand_Salary\"><\/span><strong>What is In Hand Salary?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Your in hand salary is the exact amount that gets credited into your bank account after making all the deductions. The deductions include provident fund amount, insurance amount, professional tax, etc. Your in hand salary gives you a clear picture of your earnings and all the finance related decisions such as investments and savings should be taken based on the in hand salary.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-ctc\"><span class=\"ez-toc-section\" id=\"What_is_CTC\"><\/span><strong>What is CTC?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The full form of CTC is Cost to Company. The CTC is the total cost incurred by the company for one particular employee. This includes all the direct, indirect and saving contributions. Direct benefits include dearness allowance, house rent allowance, medical allowance, bonus, etc. Indirect benefits includes food coupons, income tax savings, loans without interest, etc whereas saving contribution are provident funds, gratuity, etc.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-difference-between-ctc-and-in-hand-salary\"><span class=\"ez-toc-section\" id=\"Difference_Between_CTC_and_In_Hand_Salary\"><\/span><strong>Difference Between CTC and In Hand Salary<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Factor<\/strong><\/td><td><strong>CTC<\/strong><\/td><td><strong>In Hand Salary<\/strong><\/td><\/tr><tr><td>Meaning<\/td><td>This is the complete package including the direct and indirect benefit without making and mandatory deductions<\/td><td>This is the exact earning of the employee and the amount one gets after all the deductions<\/td><\/tr><tr><td>Transparency<\/td><td>This is usually much higher and to attract employees and includes benefits that are not enjoyed by the employee directly.<\/td><td>This is the exact amount that an employee gets credited in the bank account<\/td><\/tr><tr><td>Relevance<\/td><td>This is the complete package including the direct and indirect benefits without making and mandatory deductions<\/td><td>This is used for taking financial decision and budgeting<\/td><\/tr><tr><td>Deductions<\/td><td>It does not show any deduction directly and includes the complete package<\/td><td>This has mandatory deductions such as PF, professional tax, TDS, etc.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Join_the_Largest_CAT_Preparation_Community_in_India\"><\/span><strong><a href=\"https:\/\/www.facebook.com\/groups\/iquantacat\">Join the Largest CAT Preparation Community in India<\/a><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image\"><a href=\"https:\/\/www.facebook.com\/groups\/iquantacat\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.iquanta.in\/blog\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-01-22-at-11.07.00-PM-1024x576.jpeg\" alt=\"\" class=\"wp-image-42699\" srcset=\"https:\/\/www.iquanta.in\/blog\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-01-22-at-11.07.00-PM-1024x576.jpeg 1024w, https:\/\/www.iquanta.in\/blog\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-01-22-at-11.07.00-PM-300x169.jpeg 300w, https:\/\/www.iquanta.in\/blog\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-01-22-at-11.07.00-PM-768x432.jpeg 768w, https:\/\/www.iquanta.in\/blog\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-01-22-at-11.07.00-PM-1536x864.jpeg 1536w, https:\/\/www.iquanta.in\/blog\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-01-22-at-11.07.00-PM-747x420.jpeg 747w, https:\/\/www.iquanta.in\/blog\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-01-22-at-11.07.00-PM-150x84.jpeg 150w, https:\/\/www.iquanta.in\/blog\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-01-22-at-11.07.00-PM-696x392.jpeg 696w, https:\/\/www.iquanta.in\/blog\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-01-22-at-11.07.00-PM-1068x601.jpeg 1068w, https:\/\/www.iquanta.in\/blog\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-01-22-at-11.07.00-PM.jpeg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-ctc-vs-inhand-salary-as-per-old-tax-regime\"><span class=\"ez-toc-section\" id=\"CTC_vs_Inhand_Salary_As_Per_Old_Tax_Regime\"><\/span><strong>CTC vs Inhand Salary As Per Old Tax Regime<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Income<\/strong><\/td><td><strong>Tax Under Old Regime<\/strong><\/td><td><strong>Income Under Old Regime (Yearly)<\/strong><\/td><td><strong>Income Under Old Regime (Monthly)<\/strong><\/td><\/tr><tr><td><strong>10,000,000<\/strong><\/td><td>3,200,340<\/td><td>6,799,660.00<\/td><td>566,638.33<\/td><\/tr><tr><td><strong>8,000,000<\/strong><\/td><td>2,513,940<\/td><td>5,486,060.00<\/td><td>457,171.67<\/td><\/tr><tr><td><strong>5,000,000<\/strong><\/td><td>1,349,400<\/td><td>3,650,600.00<\/td><td>304,216.67<\/td><\/tr><tr><td><strong>3,500,000<\/strong><\/td><td>881,400<\/td><td>2,618,600.00<\/td><td>218,216.67<\/td><\/tr><tr><td><strong>2,500,000<\/strong><\/td><td>569,400<\/td><td>1,930,600.00<\/td><td>160,883.33<\/td><\/tr><tr><td><strong>2,000,000<\/strong><\/td><td>413,400<\/td><td>1,586,600.00<\/td><td>132,216.67<\/td><\/tr><tr><td><strong>1,800,000<\/strong><\/td><td>351,000<\/td><td>1,449,000.00<\/td><td>120,750.00<\/td><\/tr><tr><td><strong>1,500,000<\/strong><\/td><td>257,400<\/td><td>1,242,600.00<\/td><td>103,550.00<\/td><\/tr><tr><td><strong>1,200,000<\/strong><\/td><td>163,800<\/td><td>1,036,200.00<\/td><td>86,350.00<\/td><\/tr><tr><td><strong>1,000,000<\/strong><\/td><td>106,600<\/td><td>893,400.00<\/td><td>74,450.00<\/td><\/tr><tr><td><strong>600,000<\/strong><\/td><td>23,400<\/td><td>576,600.00<\/td><td>48,050.00<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-ctc-vs-inhand-salary-as-per-new-tax-regime\"><span class=\"ez-toc-section\" id=\"CTC_vs_Inhand_Salary_As_Per_New_Tax_Regime\"><\/span><strong>CTC vs Inhand Salary As Per New Tax Regime<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Income<\/strong><\/td><td><strong>Tax Under New Regime<\/strong><\/td><td><strong>Income Under New Regime (Yearly)<\/strong><\/td><td><strong>Income Under New Regime (Monthly)<\/strong><\/td><\/tr><tr><td><strong>10,000,000<\/strong><\/td><td>2,925,780<\/td><td>7,074,220.00<\/td><td>589,518.33<\/td><\/tr><tr><td><strong>8,000,000<\/strong><\/td><td>2,239,380<\/td><td>5,760,620.00<\/td><td>480,051.67<\/td><\/tr><tr><td><strong>5,000,000<\/strong><\/td><td>1,099,800<\/td><td>3,900,200.00<\/td><td>325,016.67<\/td><\/tr><tr><td><strong>3,500,000<\/strong><\/td><td>631,800<\/td><td>2,868,200.00<\/td><td>239,016.67<\/td><\/tr><tr><td><strong>2,500,000<\/strong><\/td><td>319,800<\/td><td>2,180,200.00<\/td><td>181,683.33<\/td><\/tr><tr><td><strong>2,000,000<\/strong><\/td><td>192,400<\/td><td>1,807,600.00<\/td><td>150,633.33<\/td><\/tr><tr><td><strong>1,800,000<\/strong><\/td><td>150,800<\/td><td>1,649,200.00<\/td><td>137,433.33<\/td><\/tr><tr><td><strong>1,500,000<\/strong><\/td><td>97,500<\/td><td>1,402,500.00<\/td><td>116,875.00<\/td><\/tr><tr><td><strong>1,200,000<\/strong><\/td><td>0<\/td><td>1,200,000.00<\/td><td>100,000.00<\/td><\/tr><tr><td><strong>1,000,000<\/strong><\/td><td>0<\/td><td>1,000,000.00<\/td><td>83,333.33<\/td><\/tr><tr><td><strong>600,000<\/strong><\/td><td>0<\/td><td>600,000.00<\/td><td>50,000.00<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><a href=\"https:\/\/www.iquanta.in\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Enroll for iQuanta CAT 2025 Course<\/strong><\/a><\/p>\n\n\n\n<figure class=\"wp-block-image\"><a href=\"https:\/\/www.iquanta.in\/\"><img decoding=\"async\" src=\"https:\/\/www.iquanta.in\/blog\/wp-content\/uploads\/2024\/12\/image-164.png\" alt=\"This image has an empty alt attribute; its file name is image-164.png\"\/><\/a><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>One of the primary reasons to do an MBA is to get a job with a high salary. MBA average salary ranges between Rs 8 lakhs to Rs 35 lakhs depending on the b-school one has pursued the degree from. Talking about salary, two most common terms that we come across is CTC and in [&hellip;]<\/p>\n","protected":false},"author":533,"featured_media":43085,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[443,331],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.4 (Yoast SEO v21.9.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>MBA\u00a0 Salary - CTC vs Inhand Salary As Per New Tax Regime - iQuanta<\/title>\n<meta name=\"description\" content=\"Know the difference between in hand salary and CTC and check out the CTC VS In Hand Salary under new tax regime.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.iquanta.in\/blog\/mba-salary-ctc-vs-inhand-salary-as-per-new-tax-regime\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"MBA\u00a0 Salary - CTC vs Inhand Salary As Per New Tax Regime\" \/>\n<meta property=\"og:description\" content=\"Know the difference between in hand salary and CTC and check out the CTC VS In Hand Salary under new tax regime.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.iquanta.in\/blog\/mba-salary-ctc-vs-inhand-salary-as-per-new-tax-regime\/\" \/>\n<meta property=\"og:site_name\" content=\"iQuanta\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/iquanta.in\" \/>\n<meta property=\"article:published_time\" content=\"2025-02-11T04:04:11+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-02-11T04:04:15+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.iquanta.in\/blog\/wp-content\/uploads\/2025\/02\/WhatsApp-Image-2025-02-10-at-4.08.50-AM.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"900\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Nidhi Priya\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Nidhi Priya\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.iquanta.in\/blog\/mba-salary-ctc-vs-inhand-salary-as-per-new-tax-regime\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.iquanta.in\/blog\/mba-salary-ctc-vs-inhand-salary-as-per-new-tax-regime\/\"},\"author\":{\"name\":\"Nidhi Priya\",\"@id\":\"https:\/\/www.iquanta.in\/blog\/#\/schema\/person\/adcdac5052cbee8941c392ec44169ebd\"},\"headline\":\"MBA\u00a0 Salary &#8211; 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